e-Kisan Upaj Nidhi (EKUN)

Electronic-Negotiable Warehouse Receipts system for secured credit from banks. Uses e-NWR registered by WDRA for secure collateral.

🔑 Key Features:

  • 📦 Uses electronic-Negotiable Warehouse Receipts (e-NWR)
  • 🏛️ Registered by Warehousing Development and Regulatory Authority (WDRA)
  • 🔒 Provides secure collateral assuring existence & quality of crops
  • 📋 e-NWR issued by warehouseman or authorized personnel
  • ✅ Must be WDRA registered warehouse

📋 Eligibility Criteria:

  • �‍🌾 Farmers having commodities stored in WDRA registered warehouse
  • 📄 Should have e-NWR issued against such commodities
  • 🏦 e-NWR should be issued by NERL or CCRL repositories
  • ✅ Commodities must be stored in registered warehouse

💰 Benefits:

  • 💰 Get loans up to 70% of crop value
  • 📈 Wait for better market prices
  • 🔒 Secure storage with insurance coverage
  • 🏦 Easy access to formal credit system
Requirements: Marketable surplus crops, access to WDRA registered warehouses, e-NWR from NERL or CCRL
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