Agri Loan - Kisan Credit Card

Credit support for cultivation and allied activities. This scheme has 2 sub-categories for different agricultural needs.

📋 Sub-Schemes Available:

1. Kisan Credit Card (KCC)

  • 🌾 Short term loan for cultivation expenses
  • � Up to ₹2 lakh collateral free
  • 📅 Should repay within a year
  • 👨‍🌾 Owner cultivators are eligible
  • 🏦 Post-harvest expenses covered

Implemented by: Ministry of Agriculture & Farmers' Welfare with NABARD & MANAGE

2. Kisan Credit Card - Fisheries (KCCFIM)

  • � For fishermen and aquatic animal farming
  • 💸 Low interest rates from banks
  • ⏰ 5 years repayment time
  • � Own or leased fisheries required
  • 💰 Up to ₹2 lakh without collateral

Target: Fishermen and those involved in aquaculture activities

Key Features: No minimum or maximum loan limit, flexible credit facility, interest subvention available
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