Business Activity Loan
Comprehensive credit facilities for various business activities. This scheme offers 5 different programs for different types of businesses.
📋 Sub-Schemes Available:
1. Prime Minister's Employment Generation Programme (PMEGP)
- 💰 15-35% subsidy for loans up to ₹50 lakh (manufacturing), ₹20 lakh (service)
- 🎯 35% subsidy for SC/ST/Women/PH/Minorities/Ex-servicemen in rural areas
- 👤 Above 18 years age eligible
- 📚 8th std education required for projects above ₹10 lakh (manufacturing), ₹5 lakh (service)
2. Weaver Mudra Scheme (WMS)
- 🧵 For handloom weavers through weaver's credit card
- 💰 20% project cost support up to ₹25,000
- 📉 6% interest rate with government subsidy up to 7%
- ⏰ 3 years term loan period
3. Pradhan Mantri MUDRA Yojana (PMMY)
- 🌱 Shishu: Up to ₹50,000
- 💼 Kishore: ₹50,001 to ₹5 lakhs
- 🚀 Tarun: ₹5,00,001 to ₹10 lakhs
- ⭐ Tarun+: ₹10,00,001 to ₹20,00,000
4. Pradhan Mantri Street Vendor Aatmanirbhar Nidhi Scheme (PM SVANidhi)
- 💰 Collateral free loans up to ₹10,000 for 1 year
- � Higher loans of ₹20,000 and ₹50,000 in 2nd & 3rd tranches
- 💳 Monthly cashback incentive up to ₹100 on digital transactions
- 📉 7% interest subsidy on timely repayment
5. Self Employment Scheme for Rehabilitation of Manual Scavengers (SRMS)
- 💰 ₹40,000 one-time cash support per family
- � Up to 2 years skill training with ₹3,000 monthly stipend
- 💸 Up to ₹5 lakh: 50% subsidy, ₹5-15 lakh: ₹2.5 lakh + 25% of remaining
- 📉 5% interest (4% for women) up to ₹1 lakh, 6% above ₹1 lakh
Coverage: Manufacturing, Trading, Services sector for non-corporate, non-farming enterprises
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